Planning Overview

🎯 Retirement Plan

You’ve saved $95,000 toward your $1.2M goal. Target retirement age: 55

You're on track — but increasing your savings by $500/month could shave 3 years off your retirement date.

💡 Smart Insights

• You’re currently saving 14% of your income — consider bumping it to 18% to stay ahead of inflation.
• Your largest upcoming goal is a down payment in 2 years — you’re 32% of the way there.
• You have no estate plan on file — consider adding a basic will and healthcare directive.

🏆 Life Goals

🛡 Insurance Review

• ✅ Health Insurance — Covered through employer
• ✅ Auto Insurance — $100K liability + collision
• ⚠️ Life Insurance — No active policy
• ⚠️ Disability Insurance — Missing

Consider a $500K term life policy and disability coverage to protect your family.